- Open Banking / API Economy
- 24x7 Realtime message based banking operationn
- Real-time balance
The transformation to digital banking seems inevitable. It is a phenomenon that is not only a market demand but is also driven by regulation, such as Immediate Payment programs and PSD2 (Payment Services Directive by the European Commission). The financial industry will be part of the API Economy in the near future, however there are many challenges banks face in this process. Collaboration will be needed between Solution Vendors, such as Capsys, and the banks with the aim of finding the best possible solutions.